Abundance money mindset leads to Financial Wellness

Everybody believes in something. Even atheists choose to believe that there is no God, that’s what they believe right?

Similarly, what are your money beliefs?

If you have read anything about financial planning, independence, and wealth creation, the first thing that all financial advisors are talking about is having the right money mindset. 

Which mindset is right you ask? 

Why is your money Mindset important 

This is your set of core beliefs about money in your subconscious mind. It’s your attitude about money. 

For example: Do you think money is the solution to all problems or the root of all evil? Or do you think we can all become millionaires or only the lucky few can be millionaires? 

Your money mindset determines how money works for you. What you can or not do with it. How much you can earn or you are entitled to earn? How much you can and should spend?

Even how much you can borrow, invest or give away?

“Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can….Dave Ramsey.

Your money mindset determines your money personality and attitude towards those people with and without money. 

For example; Do you think rich people are evil, greedy, and materialistic and they all get it from dubious means? Or the rich are hardworking and generous, and they deserve all their wealth. 

Types of Money Mindset

What’s the first word that comes to mind when someone says MONEY?

I asked my daughter this question and the first word for her is “for buying sweets, clothes, and toys.

I asked my partner and his first words were. “It’s hard to find. where can I find it?”

Who has an abundance or scarce mindset?

Abundance Money Mindset

When you believe you have enough resources to obtain and achieve anything that you want,

You deserve the resources you have and more, there is enough success and resources to share and change people’s lives. 

In other words, it’s believing that money is plentiful in the world and everybody can be a millionaire. 

You see money as a bottomless bucket, the more you use it the more it fills up.

Scarcity Money Mindset

A scarcity mindset is a belief that there is not enough to go around and that resources are limited. You are not confident with money. You get stressed and anxious about money decisions because you are afraid to make mistakes and lose out.

You see money as a cake that we all have to share. if someone takes a big piece the rest are left with little to share.

An abundance mindset can help achieve your goals because it allows you to approach opportunities with a positive, confident attitude and to believe that it is possible to achieve your dreams. 

Here are some steps you can take to develop a positive money mindset.

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Acknowledge the fact that you have a scarcity mindset and you need to change it. 

What is causing you to have a scarcity mindset? Is it because you didn’t have enough money growing up? Did you experience loss or lack of money during your young life, 

You can only move to new opportunities if you can recognize your limiting beliefs and deal with them.

Always be grateful for what you have

Focusing on the things that you are grateful for can help shift your perspective from scarcity to abundance. 

Keep a gratitude journal and make a daily habit of writing down the things that you are thankful for.


Recognize and challenge negative thoughts: 

Pay attention to your internal dialogue and challenge negative or scarcity-based thoughts. 

For example, if you find yourself thinking “I’ll never have enough money,” try reframing the thought to “I am working towards financial stability and abundance.”

Surround yourself with positive influences: 

Your current money mindset was created by observing the people who raised you and their relationship with money. 

The people you spend time with can have a big impact on your mindset. Surround yourself with people who have an abundance mindset and who support and encourage your goals.

Take action:

 An abundance mindset is not just about thinking positively, but also about taking action toward your goals. 

Identify small steps that you can take to move towards your goals, and take consistent, deliberate action.

Be open to abundance

Be open to receiving abundance in all areas of your life, including love, relationships, career, and personal growth. When you are open to receiving abundance, you are more likely to attract it into your life.


Money is like water in the river, it goes where there is space. When you create space for money to will flow, do not create dams blocking the flow of money into your life.  

There are many different ways to approach the concept of a “money mindset,” as it can refer to a variety of attitudes, beliefs, and behaviors related to money and financial matters. 

Overall, having a positive and proactive money mindset can help you to take control of your financial life, make smart decisions about your money, and build a secure and stable financial future.